Factoring für den Mittelstand

GM&P Info · . Anmeldungsdatum: 18.01.2006 Beiträge: 3333

Factoring als Form der Unternehmensfinanzierung wird bei mittelständischen Betrieben immer beliebter. Das zeigen die steigenden Umsatzzahlen und die wachsenden Kundenstämme der im Deutschen Factoring-Verband (DFV), Mainz, und im Bundesverband Factoring für den Mittelstand (BFM), Hahnstätten, zusammengeschlossenen Factoring- Anbieter.

Mit Umsatz- und Kundenwachstum steigt auch die Zahl der Factoring-Institute. Derzeit sind nicht ganz 50 Unternehmen den beiden Verbänden angeschlossen. Für den interessierten Mittelständler wird es schwieriger, den für ihn passenden Factoring-Anbieter zu finden.

Beim Factoring kauft das Factoringinstitut die Forderungen aus Warenlieferungen und Dienstleistungen seines Klienten und schreibt diesem den Rechnungsbetrag abzüglich anfallender Gebühren umgehend gut. Die Risiken etwa eines Forderungsausfalles trägt nicht mehr der Kunde, sondern das Factoringinstitut. Bach: „Diese wachstumskongruente Finanzierung bedeutet für den Kunden aber nicht nur Schutz vor Forderungsausfall, sofortige Liquidität und Senkung der Finanzierungskosten, sondern ist auch als Maßnahme zur Bilanzoptimierung oder etwa als Mittel der Kundenbindung zu sehen.“ Weitere Vorteile liegen unter anderen in der Entkopplung des Mahnwesens von der Person des Unternehmers sowie in der Entlastung und in Einsparungen der Debitorenbuchhaltung.

Weitere Fragen zu Factoring - Sie suchen entsprechende Kontakte - hier

auconia · Newbie Anmeldungsdatum: 25.01.2007 Beiträge: 4 Wohnort: Schweiz

Factoring in Deutschland

Gerne stellen wir über eine Schweizer Grossbank Factoring dar. Auch für Lieferungen und Leistungen innerhalb DE möglich. Günstige Gebühren und schnelle Abwicklung.
Wir haben dies aktuell für verschiedenen Firmen dargestellt und sind bei der kompletten Antragstellung und Organisation behilflich.

Info: 0041 76 567 35 37
_________________
auconia GmbH

Blegistrasse 17b
CH-6340 Baar-Sihlbrugg

Tel.: +41-41-761 62 79

E-Mail: info@auconia.ch
Webseite: http://www.auconia.ch

John Harris

Hello Gomopa-Community:

In the USA they created another terrific program for such future income streams. Factoring is only one other way. Please have a look to this Monetization Financing Program:

Monetization Financing:

Believe it or not, if your business can generate a date certain amount specific guarantee of payment from a person or from a company with a high credit rating, there are companies that will fund you and extend the pay back period well beyond of 10 – 15 years.

The challenge is finding a source that can look at your unique situation and understand it enough to take a chance on financing it.

There are many ways to finance a business when your venture does not qualify for traditional loans.

To do so, you must recognize future values (income streams) and be able to effectively convey that to your potential lenders.

Below you will find a method to finance all stages of business development from start-up to massive expansion.

MONETIZATION FINANCING:

This concept is so revolutionary, yet simplistic in its effect:

WHAT IS MONETIZATION FINANCING?

It is a form of financing that is based upon the monetization of future cash streams. It is non-recourse to the borrower and non-collateralized as far as the lender is concerned and targets publicly traded companies with "AAA" ratings from rating agencies such as Moody's and Standard and Poor's.

If you have a guarantee of payment, like:

(Contract, Licensing Agreement, Guarantee, Purchase Order, LOC, Bank Guarantee, Sblc, etc….)

create an SPE / SPV Special Purpose Entity / Vehicle and we may be able to fund 100 % of your money today !!!!

MONETIZATION FINANCING starts at $2-$5 million with no upper limit, i.e., we will consider applications for funding in the hundreds of millions or even more.

Our Source will also consider applications for as little as $1 million on a case-by-case basis.

If your firm does not qualify for monetization financing, or if monetization financing is not suitable for your firm, you will want to check out our Special Client Financing Situations program, which has some of the best financial solutions available from some of the best organizations in the United States.

If you are looking for non-traditional funding for your organization or for your client or partnered organization, or you are either involved in or know of some of the applicable situations below, monetization financing may be what you are looking for.

Here are some of the characteristics of monetization financing (SOURCE: Pages 28-35 of the July-August issue of The Secured Lender, the magazine of the Commercial Finance Association. You can click here to read the article):

• The interest rates are based on treasuries rather than on the prime rate;
• The payment terms are far more flexible than traditional financing, allowing the payor to customize those terms to his actual and planned cash flows;
• Off-balance sheet financing can be accomodated, allowing the corporate collateral to be available for other financings;
• The funding can be structured as (a) a loan, (b) a contract buy-out or even as (c) an operating expense;
• The arrangement is completely non-recourse to the client;
• When the private placement of very large funding is involved, as in an M&A transaction, unnecessary publicity can be avoided because the entire private placement can be made through a single monetization financing organization, making the transaction more confidential;
• There are no industry restrictions, i.e., we can fund not just business corporations but non-profits, governmental entities and schools;
• There are no closing fees or transaction fees to the client;
• There is generally 100% of the Loan-to-Value (LTV) of the net present value (NPV) of the payment stream available to the client;
• There are no geographical restrictions. Monetization of financing is available not just in the United States but in foreign countries (with some restrictions due to risk considerations);
• For investment-grade entities, the required documentation and its accompanying due diligence is minimized; and
• The general rule is quick approval and expedited closing due to the monetization process' effect of simplifying the various steps, i.e., usually 10-30 days.

xxxx. sources its funds from major institutional investors such as insurance companies, hedge funds, pension funds, and major corporations with excess cash.

Partial List of Applications for Monetization Financing:
• Acquisition of businesses or business assets
• Refinancing of existing conventional financings
• Financing of equipment, including energy-saving equipment
• Leases and Triple Net Leases
• Government contractors and vendors
• Deferred compensation plans and annuities
• Charities and non-profit organizations
• Corporate working capital financing by monetizing future income streams
• Licensing fees
• Royalties and endorsement fees

And that's only a few of the applications ...

In order to get started, for my due diligence and informational purposes you can expect to be asked for a current balance sheet, a current income statement, and a current cash flow statement. I. B. B. Ltd. will be quite happy to sign a confidentiality and nondisclosure agreement for that purpose.

All monetization financing applications, including Letters of Credit and their sources, are subject to underwriting approval.

Call me today. Don't wait. The faster you act, the faster I can help you get your funding - and, incidentally, if you would like to refer a situation to us, I. B. B. Ltd. does pay referral fees. We can work with you on either a referral fee basis, or, if you have certain kinds of professional licenses, we can work with you on a quid pro quo basis.

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